Phoenix Public Adjusting is an Arizona and Colorado licensed public adjusting firm that assists property owners and insureds in maximizing their insurance recovery for a covered loss. Phoenix Public Adjusting is dedicated to assisting property owners and to protecting their interest during the claim process. We love to help people and have over 16 years of insurance and construction experience to contribute in helping insureds get the most for their loss. We are committed to providing our clients with prompt, professional service and ensuring that their claim is handled in a timely manner and their payments are managed securely. Our goal is to make your experience a stress free one and help you get back to where you belong as quickly as possible. We’re here to help. (AZ Lic # 979571 - CO Lic # 398935)
A public insurance adjuster is an insurance adjuster that only represents the insured and their interests during an insurance claim. Public adjusters are licensed by the department of insurance in your state just like the adjusters that work for your insurance company. Public adjusters however, never represent insurance companies.
A public adjuster assists you, the property owner, by protecting your interest during the claim and working with your insurance company on your behalf. A public adjuster has been statistically proven to assist you in getting 3-5 times more compensation for your loss than you dealing directly with your insurance carrier unassisted. One Florida study on the effectiveness of public adjusters shows that a public adjuster typically can help insureds get 574-747% more for their loss than dealing with their insurance company directly.
Our public adjusters are insurance claim experts who are on your side and have only your interest in mind. They are experts at property loss adjustment and are retained by policyholders to assist in preparing, filing, and adjusting insurance claims. Employed exclusively by the policyholder, they manage every detail of the claim, working closely with the insured to provide the highest settlement possible. Phoenix Public Adjusting inspects the loss site, analyzes the damages, assembles claim support data, reviews the insured’s coverage, determines current replacement costs, submits a detailed loss estimate to the carrier, and negotiates the highest possible settlement.
Phoenix Public Adjusting works for the insured, not the insurance company. The highly stressful period following a loss is a difficult time for individuals and businesses. Our claim experts can take those major headaches away and let you get back to your home or business quickly and get the most for your loss that you’re entitled to under your insurance policy. A typical fire or flood policy contains hundreds of provisions and stipulations, constantly changing forms and endorsements, and many complex details such as inventory appraisals and real estate evaluations that are required in case of a loss. What most policyholders don’t know that the burden of proof is theirs; they have to prove the loss to the insurance company, which can be very difficult when going through a major loss. Our public adjusters are very knowledgeable in the claim process and claim settlement; they can work quickly to expedite payments and prevent delays and costly mistakes.